Representations made by ADR Group, LLC, www.adrfinancialgroup.com, www.creditscoremasters.com, Ratiq & Lex DeWitt (Collectively “ADR Group”) and their advertisers/sponsors are aspirational statements only of your potential. The success of ADR Group, testimonials, and other examples used are exceptional, non-typical results and are not intended to be and are not a guarantee that you or others will achieve the same results. Individual results will always vary and yours will depend entirely on your individual capacity, work ethic, level of motivation, diligence in applying programs, and other factors. ADR Group, and its owners individually, are not responsible for your actions. You are solely responsible for your own moves and decisions and the evaluation and use of our products and services should be based on your own due diligence. You agree that ADR Group is not liable to you in any way for your results in using our products and services. See our Terms of Service for our full disclaimer of liability and other restrictions.